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A
원금과 이전 기간까지 쌓인 누적 이자 모두에 대해 발생하는 이자
B
최초 예치 금액인 원금에 대해서만 계산되는 이자
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결제를 연체했을 때 부과되는 이자
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시간이 지나도 변하지 않는 고정 이자율
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